Money is a neutral commodity, a means of exchange.
It is neither inherently good nor evil.
“But strive first for the kingdom of God and his righteousness,
and all these things will be given to you as well” (Matt. 6:33).
Money is a neutral commodity, a means of exchange. It is neither inherently good nor evil. But a wrong view of money can become a problem to us.
In First Timothy 6:9-10, Scripture warns about the dangers of a determination to get rich: “But those who want to be rich fall into temptation and are trapped by many senseless and harmful desires that plunge people into ruin and destruction. For the love of money is a root of all kinds of evil; and in their eagerness to be rich some have wandered away from the faith and pierced themselves with many pains.”
When we have a consuming desire to get rich, when we are obsessed with money so that it becomes the focus of our time and attention, then we have made it the number one priority in our lives. In that spot, it replaces everything, including God. We begin to find our security in money, not in God and in God alone.
However, when our view of God is right and our view of money is right, we will realize that money cannot buy security; money cannot purchase happiness; money cannot guarantee peace or joy or contentment. God alone can provide these essentials as we “ . . . strive first for the kingdom of God and his righteousness.”
In his book, The Gift of Giving, Wayne Watts said this: “God always lovingly instructs us in the path that is in our best interest and which will bring us the greatest happiness in life. Therefore, for our good, He instructs us to put Him first in all things, and this includes how we use our money.”
- How do you view money?
- Is it at the center of your life, thereby perhaps replacing God’s rightful role?
- And equally important, are you using the money God has given to you to advance His kingdom and His righteousness?
Because all that we have belongs to God, our goal in using that which belongs to Him is to glorify Him.
“So, whether you eat or drink, or whatever you do, do everything for the glory of God” (1 Cor. 10:31).
When he was president of InterVarsity Christian Fellowship, Gordon MacDonald said, “One of the greatest teachings missing in the American church today is the reminder to men and women that nothing we have belongs to us.”
We own nothing. We have been given material means to use, but not to own. All that we have belongs to God. He is our Source according to Psalm 62:5. We are only managers and stewards of what He has entrusted to us.
Because all that we have belongs to God, and because He gives us the ability to obtain wealth, every spending decision is in reality a spiritual decision. According to 1 Corinthians 10:31, our constant goal must be to glorify God in all of life, including how we use His resources.
Stephen Olford wrote this: “ . . . man’s chief end is ‘to glorify God and to enjoy Him forever.’
- We are to glorify God by our worshipful praise (Psalm 50:23).
- We are to glorify Him by our consistent fruitbearing (John 15:8).
- We are to glorify Him by our spiritual unity (Rom. 15:6).
- We are to glorify Him by our entire dedication (1 Cor. 6:20).
- And we are to glorify Him by our good works (Matt. 5:16). In this last category is included the matter of giving.
Only in this way can we provide for ‘honest things in the sight of the Lord.’ The glory of God should motivate us to give and to give our best.”
If our goals and ambitions are truly set on spiritual things, if our emphasis in life is to glorify God, we will use the funds He has “loaned” to us on a temporary basis to glorify Him. We will put His money and possessions to good use by giving to His work and by storing up “treasures in heaven” (Matt. 6:19-21).
There are two key questions to be asked concerning money and possessions:
- First, are you glorifying God in how you are using the money and possessions He has entrusted to you?
- And second, are you viewing these things as yours or as His?
Tithing is a spiritual discipline many Christians practice.
In its simplest form, it means giving back to God 10 percent of what you make.
I’ve practiced it for years as a regular part of my giving. I tithe ‘plus’ to my local church and I give to other causes on top of that.
However, I’ve seen 10 common reasons that church people give for not tithing. I list them below with a counterpoint below each.
1. It’s all mine anyway. Why should I give?
2. I give elsewhere.
This is the person who counts his giving to secular causes, his time or paying for his child’s Christian school tuition as his tithe.
- Counterpoint: Do causes around the purposes of God get the lion’s share of your giving?
3. Tithing is not in the New Testament.
This is one of the most common.
- Counterpoint: When Jesus fulfilled the law, He didn’t revise spirituality downward.
4. God will provide through other people.
This person believes that other people will give to support the cause of Christ in their church.
- Counterpoint: God chose to release His resources through all believers.
5. My gifts don’t really count.
This person thinks that because he can’t give much, his giving really doesn’t matter.
- Counterpoint: Don’t minimize the size of any gift (recall the story of the poor widow in Mark 12.41-44).
6. I don’t trust preachers.
This is understandable due to the few high profile ministers who misuse God’s money.
- Counterpoint: If you lead a church, make sure you instill the highest standards of stewardship and accountability.
7. I only give to projects I like.
This is the control freak who only gives to projects he or she can designate funds to. Some people in this category even hold back their giving in their church because they haven’t gotten their way.
- Counterpoint: Trust your church leadership to wisely manage God’s money.
8. I have no control over my finances. My husband does.
In this case (and it’s almost always a wife in this position) her husband controls the finances and although the wife wants to give, he prohibits it.
- Counterpoint: Rest in the Lord, He knows your heart.
9. I will tithe when I can afford it.
- Counterpoint: If you wait, you probably never will. Research shows that contrary to what we might assume, the more money a person makes, the less percentage they give.
10. I’m afraid to. (These people honestly fear what might happen to them or their family if they give.)
- Counterpoint: Step out in faith knowing that God promises to meet your needs.
Every day, we are given the opportunity to open our hearts to the many gifts we have been given by our God. We are asked at that time, to consider what we can give back to God, through our giving. We should remember that giving is not seasonal, but continual.
When considering our giving, there are several questions we need to ask ourselves.
• Are we giving for the right reasons?
• Are we giving to our Church to “keep the lights on” or to advance God’s word?
• Are we looking inward or outward?
• Are we giving for mortar or missions?
• Are we giving out of a feeling of begrudged obligation or out of gratitude?
• Do we give only to the ministries we agree with rather than to the overall mission of the church?
There are several reasons people don’t like to give to the church.
• Some may feel that they need to spend the money on themselves and their families.
• Some may have disagreements with church leaders over how the money is spent.
• Perhaps some fear the future – not knowing if they will have enough.
For all the reasons we may have for not being a faithful steward, the Bible gives us reasons why we should.
So, why should we give?
- We give financially to God because he has given us everything.
- When we give to God, we are expressing our love to him.
- We should give to expand his Son’s church.
- When we give financially to God, we will become rich in every way, but especially spiritually.
- God gives to us so that we are able to give yet some more.
- Every possession we have is through God.
- He provides for us so that we can use His resources to bring Him glory and expand His kingdom.
- God deserves and expects us to give to Him first before anything else.
- He expects us to give cheerfully and to give regularly and in accordance with our income.
Please prayerfully consider all these principals today and every day when determining your level of giving.
10 Give generously to them and do so without a grudging heart; then because of this the Lord your God will bless you in all your work and in everything you put your hand to.
All that we have belongs to God.
“The earth is the Lord’s, and all that is in it,
The world, and those who live in it” (Psalm 24:1)
“God Owns It All” is the chapter heading in a book by a Christian author who presents this chapter first as the foundation for money management and giving.
God does own it all! That is the teaching of Psalm 24:1 which says, “The earth is the Lord’s.” Psalm 50:10 says that all of the beasts of the field belong to God, and that the cattle on a thousand hills are His. Haggai 2:8 says that God even owns the silver and gold in all the mines.
Now, He allows us to use what rightfully belongs to Him, but God continues to retain the ownership. We are managers and stewards of what God has entrusted to us. Someday, when we stand before Him, we shall give an account of what kind of job we have done in managing the resources which God has allowed us to use.
That’s why every spending decision becomes a spiritual decision. Every time we use some of God’s money, we are making a decision which has eternal ramifications.
- Are you using money and possessions as if they belong to you, or are you making spending decisions with the full realization that it all belongs to God?
Most Christians have never been taught how to give. The problem is not apathy, but rather, ignorance. As a result, many Christians give God “left-overs,” i.e., what is left at the end of the month when all other financial obligations have been paid.
At Central Church, we are seeking to instill the principle that God is the owner of everything and that we are managers and stewards of what God has entrusted to us. Once people come face to face with that principle, they either must change their lifestyle (how they live) or their conscience (what they believe).
We also believe that giving does not begin with the movement of the hand to the wallet, purse or checkbook. Rather, as clearly taught in Exodus 25:2 and 2 Corinthians 9:7, spiritual giving begins when we give ourselves to the Lord. When that happens, our financial resources will follow, and we will practice “first-fruits” giving, i.e., giving to God first.
The primary goal of our Effective Stewardship reflections is to help people to be better stewards of all that God has entrusted to them.